Pratiwi Kusumaningtyas: PointPay.io

We will provide Article to present the “ PointPay.io” project to potential platform participants and those who are interested in contributing to its development. The information listed below may not be complete and does not imply any contractual relationship. The main purpose is to provide information to everyone, so that they can determine whether they are willing to analyze the company with the intention of obtaining token or invest.

The crypto-industry ecosystem is developing by leaps and bounds. It’s becoming more attractive not only for investors who view the cryptomarket as a way to get maximum profit in the shortest possible time, but also for ordinary users who value cryptocurrencies for their fast transaction functionality, anonymous calculations and absence of any kind of intermediaries.

Cryptocurrency platform PointPay notes that many people like the idea of “finance without borders”. That is why the number of people actively using cryptocurrencies is steadily growing and approaching the psychological mark of 50 million people. Cryptocurrencies’ number growth dynamics is also rapid. If in 2010 the number of cryptocurrencies could be counted on the fingers of one hand, then in 2018 their number exceeded 2000 and has greater chances of reaching 2500 by the end of the year.

PointPay creates new products that fundamentally combine three services in one closed loop ecosystem: PointPay Crypto Bank, PointPay Crypto Exchange platform, and PointPay Multi-currency Wallet. In addition, PointPay has business contacts with more than 50 banks and 25 payment systems, and 20 lawyers handling cryptobusiness licensing issues. PointPay has 4 years experience in supporting the functioning of the payment system, including signing contracts, working with banks, working with other payment systems, paying funds, and building complex payment schemes. PointPay is currently conducting a crowdfunding campaign through the sale of 500,000,000 PXP tokens to raise funds for the development of a fully functional product version.

Cryptocurrency has been able to present an easy-to-use digital alternative to fiat currencies. Offering non-friction transactions and inflation control, investors are wise enough to add these currencies in their diversified portfolios as assets, because market size does not represent systemic risk. Cryptocurrency uses cryptographic use that guarantees high security processes and verifies personal transactions for each user. Therefore, counterfeit and anonymous transactions cannot be achieved.

While this revolution gained wide acceptance, PointPay created a new fundamental product that combines three services in one closed loop ecosystem: PointPay Crypto Bank, PointPay Crypto Exchange platform and PointPay Multi-currency Wallet. Bitcoin was mainly created as a peer-to-peer system based on blockchain technology to avoid banks. Here, transactions occur directly between users without the need for intermediaries. Network nodes verify transactions and record them in publicly distributed ledgers called Because the system does not have a single central repository / administrator, Bitcoin is the first decentralized cryptocurrency that has existed since, since other cryptocurrency such as Ripple, Monero, Litecoin, Etherium, etc. has been introduced to the market.

Incumbents always have problems with bullies. But the truth of the matter is, one must learn to change with time; it’s either innovating or perishing. While it is true that blockchain technology will erase a large portion of the bank’s income, banks must realize that they can use the power to block chains to introduce new products and offers that will replace the old revenue stream. The world is changing digitally, there are no two ways about it and like it or not, we live in a digital matrix. “

With that, PointPay has business contacts with more than 50 banks and 25 payment systems, as well as 20 lawyers who handle cryptobusiness licensing issues.

Video About Pointpay.io :

Pointpay has 3 product features

PointPay Crypto Bank

A new direction in the crypto market: manage, save and grow your capital with PointPay. We are building a unique all-in-one solution for the global market.

2. PointPay Crypto Exchange platform

Buy, sell and exchange cryptocurrency with confidence. Convenient interface and helpful tutorials make trading easy whether you are a newbie or a pro.

3. PointPay Multi-currency Wallet

Now you can send and receive crypto and fiat currency to other members of PointPay platform. Enjoy secure, fast transactions with our lowest fees!

PointPay CryptoBank will have broad technical functionality and provide the following banking services:

Cryptocredit and cryptodebit cards
Cryptobanking
Car loans for buying a car
Cryptocurrency mortgage
Cryptocurrency deposits and savings accounts
Buying and selling stocks in cryptocurrency
Cryptocurrency transactions and transfers worldwide
Provision of services on the Forex market through
Mobile crypto banking
Virtual cryptocard
P2P loans
Cryptosoft for ATM
Consulting banking and legal services
Crypto-acquiring

ICO DETAIL

Soft cap: $1,000,000

Hard cap: $30,000,000

Symbol: PXP (PointPay token)

Total supply: 500,000,000

Unsold tokens: to be destroyed

Retail price: 1 PXP = $0.10

PointPay Token will be released based on the Ethereum platform and fully comply with the ERC20 standard. This will ensure transaction security, compatibility with third party services and will provide seamless and easy integration.

Soft cap: $ 1,000,000

Hard stamp: $ 30,000,000

Symbol: PXP (PointPay token)

Total supply: 500,000,000 Unsold tokens

: to be destroyed

Retail price: 1 PXP = $ 0.10

Allocation Token

50% for sale

30% Backup (unused token will be burned at the end of ICO)

10% team token

4% ICO referral program

6% Maximum allowance for high volume investment bonuses 42%

Fund Allocation

Product development and application

Bounty Program 2%

Reward program 5%

11% Legal and

40% license Marketing Roadmap and branding

Tokenized Assets Trading With the PointPay Crypto Exchange platform

The PointPay team believes that the investment process should be more democratic and accessible to the vast majority of people who want to increase their funds.

Investors who have cryptocurrencies in their asset portfolio do not have the opportunity to trade on world financial markets by investing in conventional asset classes. They are — shares of world famous companies (Apple, Microsoft, Tesla), index funds (S&P 500, Nasdaq 100), ETF-funds (Financial Select Sector SPDR Fund, Invesco QQQ, VanEck Vectors Gold Miners ETF), raw materials (gas, gold, crude oil), etc.

Therefore, PointPay issues several thousand tokens of a special kind that will correspond to one or another type of traditional assets. Trade in such assets will occur in the same way as trading in cryptocurrency on any exchange:

A trader comes to the exchange with fiat and cryptocurrency funds
The trader buys tokenized assets that are traded on the PointPay crypto Exchange platform (transactions can occur not only at the expense of own funds that are on the account balance, but also using leverage in the ratio 1 to 10);
PointPay buys the asset class selected by the trader on Capital.com
The trader sells a tokenized asset that is on his balance, or keeps it until it grows in price
The trader withdraws the money earned to his account in the cryptobank

BENEFITS

Benefits for investors:

Increased investor confidence, as the exchange takes reputational risks on itself and evaluates the project for its compliance with established standards
Exclusion of the so-called “gas wars” between investors competing among themselves for the right to be the first to receive the cherished tokens during a tokensale at a more attractive price
Low entry level for investing that democratizes the process and makes it accessible to a wide range of crypto exchange users

Benefits for cryptocurrency projects conducting tokensale

Saving money spent on marketing the project, as the crypto exchange itself organizes the sale of tokens, attracting investors who have gone the whitelisting procedure
Guaranteed achievement of softcap and hardcap by informing in advance crypto exchange users who have a potential to take part in a token sale
Increasing of token liquidity after making a listing on the crypto exchange in the most popular trading pairs.

Benefits for the PointPay Crypto Exchange platform:

Stimulation of cryptocurrency liquidity growth by investors wishing to participate in the IEO and depositing the assets to the crypto exchange
Increase in income from trading fees, as well as depositing and withdrawing commissions (the more income has the exchange, the more cryptoback get PXP token holders)
Attracting of new traders who were not previously registered on the crypto exchange