Pratiwi Kusumaningtyas: PointPay.io CRYPTO BANKING ECOSYSTEM

We will provide Article to present the “ PointPay.io” project to potential platform participants and those who are interested in contributing to its development. The information listed below may not be complete and does not imply any contractual relationship. The main purpose is to provide information to everyone, so that they can determine whether they are willing to analyze the company with the intention of obtaining token or invest.

The crypto-industry ecosystem is developing by leaps and bounds. It’s becoming more attractive not only for investors who view the cryptomarket as a way to get maximum profit in the shortest possible time, but also for ordinary users who value cryptocurrencies for their fast transaction functionality, anonymous calculations and absence of any kind of intermediaries.

Cryptocurrency platform PointPay notes that many people like the idea of “finance without borders”. That is why the number of people actively using cryptocurrencies is steadily growing and approaching the psychological mark of 50 million people. Cryptocurrencies’ number growth dynamics is also rapid. If in 2010 the number of cryptocurrencies could be counted on the fingers of one hand, then in 2018 their number exceeded 2000 and has greater chances of reaching 2500 by the end of the year.

In essence, PointPay is an all-in-one solution for banking. To explain the concept of the all-in-one here, the main objective is to integrate crypto assets seamlessly into a perfectly functioning banking platform. So I can say that PointPay is a project that aims to put an ultimate solution to the crypto banking field.

Basically, the most important factor in the advancement of crypto assets is that they are not integrated into daily life. In other words, with our credit card, debit card, mobile payment applications, we are able to meet our daily money needs with all the facilities offered by our bank in short and operating through means such as money, foreign exchange and gold or other valuable metal assets. But when we want to carry out these transactions with crypto assets, which are also essentially defined as money, things get a little complicated. Many negative factors such as high volatility, incomplete blockchain integration, manipulators called whales are hindering this blend and too many good projects suffer from these issues. At this point, PointPay wants to demonstrate that this integration can take place for real and for good. Looking at the PointPay platform as a whole, it really does seem to have all the equipment needed to combine banking and crypto assets permanently.

Pointpay has 3 product features

PointPay Crypto Bank

A new direction in the crypto market: manage, save and grow your capital with PointPay. We are building a unique all-in-one solution for the global market.

2. PointPay Crypto Exchange platform

Buy, sell and exchange cryptocurrency with confidence. Convenient interface and helpful tutorials make trading easy whether you are a newbie or a pro.

3. PointPay Multi-currency Wallet

Now you can send and receive crypto and fiat currency to other members of PointPay platform. Enjoy secure, fast transactions with our lowest fees!

Why PointPay?

Crypto banking initiatives did not begin with PointPay. This is a fact that many crypto volunteers know clearly. If there are crypto banking projects in the market, why should PointPay be preferred? The answer to this question is important. As can be seen in the table below, the comparison of PointPay and its competitors in terms of the features they offer is clear. PointPay has set out to address the lack of an all-in-one crypto banking platform available on the market. If you take a look at the table you will see. Some of their competitors do not offer cards, even though they are banks. The list goes on. As a result, although there are many crypto-banking projects in the middle, there is no example that offers what needs to be presented. Even the existing ones are far from this.

PointPay Token
The PointPay ecosystem will support pretty many crypto assets on the market. In particular, major cryptocurrencies are already fully spread and need to be supported. On the other hand, it will also create its own crypto asset for use within the platform. The PointPay token will be a token that will fully meet ERC-20 standards. Since Ethereum-based tokens are the most logical solution, for the time being, this choice has been made to perform trouble-free transactions. PointPay token owners and holders will be paid rewards at regular basis through the PointPay exchange. Also considering the potential of the ecosystem, PointPay token can be considered as a serious investment tool. Let’s talk about the technical characteristics of the Token:

Soft cap: $1,000,000

Hard cap: $30,000,000

Symbol: PXP (PointPay token)

Total supply: 500,000,000

Unsold tokens: to be destroyed

Retail price: 1 PXP = $0.10

PointPay Token will be released based on the Ethereum platform and fully comply with the ERC20 standard. This will ensure transaction security, compatibility with third party services and will provide seamless and easy integration.

Soft cap: $ 1,000,000

Hard stamp: $ 30,000,000

Symbol: PXP (PointPay token)

Total supply: 500,000,000 Unsold tokens

: to be destroyed

Retail price: 1 PXP = $ 0.10

Allocation Token

50% for sale

30% Backup (unused token will be burned at the end of ICO)

10% team token

4% ICO referral program

6% Maximum allowance for high volume investment bonuses 42%

Fund Allocation

Product development and application

Bounty Program 2%

Reward program 5%

11% Legal and

40% license Marketing Roadmap and branding

BENEFITS

Benefits for investors:

Increased investor confidence, as the exchange takes reputational risks on itself and evaluates the project for its compliance with established standards
Exclusion of the so-called “gas wars” between investors competing among themselves for the right to be the first to receive the cherished tokens during a tokensale at a more attractive price
Low entry level for investing that democratizes the process and makes it accessible to a wide range of crypto exchange users

Benefits for cryptocurrency projects conducting tokensale

Saving money spent on marketing the project, as the crypto exchange itself organizes the sale of tokens, attracting investors who have gone the whitelisting procedure
Guaranteed achievement of softcap and hardcap by informing in advance crypto exchange users who have a potential to take part in a token sale
Increasing of token liquidity after making a listing on the crypto exchange in the most popular trading pairs.

Benefits for the PointPay Crypto Exchange platform:

Stimulation of cryptocurrency liquidity growth by investors wishing to participate in the IEO and depositing the assets to the crypto exchange
Increase in income from trading fees, as well as depositing and withdrawing commissions (the more income has the exchange, the more cryptoback get PXP token holders)
Attracting of new traders who were not previously registered on the crypto exchange